With the brush, make some black droplets, varying the size. Make sure the brush is 100% opacity and 100% hardness.

Now go to the blending options for this layer.
First, on general blending, make the blend mode : Screen.

Follow my settings for Drop Shadow.

Follow my settings for Inner Shadow.

Follow my settings for Inner Glow.

Follow my settings for Bevel and Emboss.

Now your droplets should look like this:

Droplets look different in different situations, so you might need to adjust based on what you are using them for. If they are bigger than mine and need to look fuller, alter the “Size” panel under Bevel and Emboss. To change the strength of the underlight, change the “Depth” panel from Bevel and Emboss.
I altered mine slightly to look better on this leaf.

You can also apply this layer style to text and on layouts, however it looks better on more rounded fonts. Water doesnt have rough edges.

If you want to use it on more than one layer, right click the layer with the correct blending options and select “Copy Layer Style”. Now you can right-click on any other layer and select “Paste Layer Style”.

Keywords: Adobe Photoshop, easy text effects, effect, liquid, watery, plastic, melting, dew, leaf, fake water.